Some financial experts think about rebuild credit tips as Get a secured card, Don’t max out a credit card, Don’t be afraid to bargain with debt collectors and more.
And, some people express their opinions on rebuild credit:
Don't buy more than you can afford. No where in the article did they mention anything about a budget.
Its getting people to get in debt so they can have higher scores and big business loves it and its all slanted towards making them money!
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I don't know why I keep clicking on these types of articles, besides the lack of actual news stories to read instead. I keep hoping they will have some NEW information about the subject. Nothing new here.
You can't fix bad credit with a pill. It takes time.
A.. If you can pay cash do so.. B. Don't use a Credit Card if you don't need to.
C. Live with in your means..
Living Credit Card free. And loveing it..
Cash is king!
Im 24 and I learned the hard way. I had to use credit for mostly medical things and some purchases and it sunk me into about 7000 of debt. Over the past year, Ive only used it once. Got it down to just under 5000 and still paying it off. Im just glad its only 5000 and not tens of thousands worth of school loan debt many people my age have. Be smart, use cash and save your money.
Repairing your credit score takes time. Some companies offer a quick fix to repair credit for a fee, but this is just not true as I found out. A free consumer service I found called "Bad Credit MD" has some good free tips for people with credit issues.
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