From some of the following opinions may be used as input on ways to avoid medical problems debt. This corresponds to: Find catastrophic health coverage, only pay what you owe, research your care, negotiate your payments and save for health costs.
Open the state lines for buying health insurance like we do for car insurance the premiums will drop. The only thing Obamacare did was insure that the states can monopolize what you pay. It also fills the pockets of the health care lobbyists.
The only long term solution is the collapse of the hospital industry. Insurers already underpay individual providers and overpay facilities, and the government is even worse. The hospital industry has no clue about how to manage their operating expenses and isn't going to get one until everyone gets together and says NO to their extortion.
They cry but will not support a National Health Scheme like every modern country. They are not all the same. Most Asian countries send a team to Europe to study the different National Health systems, go back to Asia and in one year has a system up and running. Not one US congressman did a study in Europe. The Lobbysts tell them not to. One common denominator in Europe and Asia is NON PROFIT HEALTH SCHEMES and Health Insurances.
Do not sign up for "catastophic health insurance." It covers NOTHING. You are better off having no health insurance and then if something does happen you can negotiate with the hospital and they will throw out most of your bill due to hardship. You will have to show them proof of low income though.
They missed that by having any health coverage including a high deductable plan gets you better prices. My plan has a high deductable, but I pay between 1/3 and 1/2 "retail" prices that they would charge me if I had no plan. It is crazy, but those least able to afford health care pay the highest prices.
Hurt my knee on the job,I was in massive pain and went to emergency room . When they found out I was a work comp. patient .sent me home immediately. Knee was size of grapefruit. Went to work comp Doctor he looked and said exersize it. Meanwhile i cleared out the house of all pain meds and told wife back to ER room. This time I was screaming at them ,they called work comp Dr to ok treatment. X-rayed it was a MASSIVE infection in the knee from the damage. Moral Hospitals are for profit not service!!
No comments:
Post a Comment